| Hospitalization Loan | This loan may be availed by the members to help them finance their or their dependents hospital bills and other related hospital expenses. |
| Maximum Loanable Amount | ₱200,000.00 |
| Interest Rate | 4.5% per annum |
| Maximum Term | 2 years |
| Required Minimum Take Home Pay (THP) | At least 10% of salary (Active Employee) Approval from Meralco Payroll (Pensioner) Subject for Company Policy (Subsidiaries and Affiliates) |
| Requirements: | Accomplished MEMABA Loan Application Form certified by G-3 head Computation of Take Home Pay (THP) Co-maker (same pay grade level or higher) Statement of Account from the Hospital and/or attending Physician Official Receipt/s if payments already been made for reimbursement. |
| Notes: | Loan proceeds must be made payable to the hospital, attending physician, medical service provider and supplier. A member may be allowed for reimbursement only if there is no business operation (MEMABA) on the date of discharge or medical treatment provided with Official Receipt. May be applied within a period of one (1) month from the date of confinement or treatment. |