| Medicine Loan | This loan may be availed by the members thrice a year to cover the purchase of their own or their dependents prescribed medicines including that of their dependents formula milk. |
| Maximum Loanable Amount | ₱10,000.00 |
| Interest Rate | 4.5% per annum |
| Maximum Term | 1 year |
| Required Minimum Take Home Pay (THP) | At least 10% of salary (Active Employee) Approval from Meralco Payroll (Pensioner) Subject for Company Policy (Subsidiaries and Affiliates) |
| Requirements | Accomplished MEMABA Loan Application Form certified by G-3 heads Computation of Take Home Pay (THP) via HR Express Co-maker (same pay grade level or higher) Prescription of the medicine |
| Notes: | The loan may be applied within a period of one (1) month from the date of the prescription. A purchase order (PO) shall be issued by the MEMABA to be presented to the accredited drug store (Mercury Drug-Robinson’s Galleria Branch only). |