
| Funeral Loan | This loan may be availed by the members to cover funeral and memorial service expenses of their dependents. |
| Maximum Loanable Amount | ₱150,000.00 |
| Interest Rate | 4.5% per annum |
| Maximum Term | 2 years |
| Required Minimum Take Home Pay (THP) | At least 10% of salary (Active Employee) Approval from Meralco Payroll (Pensioner) Subject for Company Policy (Subsidiaries and Affiliates) |
| Requirements | Accomplished MEMABA Loan Application Form certified by G-3 head Computation of Take Home Pay (THP) Co-maker (same pay grade level or higher) A photocopy of the registered Death Certificate |
| Notes: | May be applied within a period of one (1) month from the date of death. |