| Calamity Loan | It is one of the Association’s mandate to render assistance to members who are severely affected by calamities as declared by the government. |
| Maximum Loanable Amount | ₱50,000.00 |
| Interest Rate | 4.5% per annum |
| Maximum Term | 3 years |
| Required minimum Take Home Pay (THP) | At least 10% of salary (Active Employee) Approval from Meralco Payroll (Pensioner) Subject for Company Policy (Subsidiaries and Affiliates) |
| Requirements | Accomplished MEMABA Loan Application Form certified by G-3 heads Computation of Take Home Pay (THP) Co-maker (same pay grade level or higher) |