| Educational Loan | This loan may be availed by the members to help them finance their own or their dependents tuition fees and other school fees. |
| Maximum Loanable Amount | ₱250,000.00 |
| Interest rate | 4.5% per annum |
| Maximum Term | 1 year |
| Required minimum Take Home Pay (THP) | 10% (Active Employee) Approval from Meralco Payroll (Pensioner) Subject for Company Policy (Affiliates) |
| Requirements | Accomplished MEMABA Loan Application Form certified by G-3 heads Computation of Take Home Pay (THP) via HR Express No co-maker for member who is Meralco employee Statement of account from the School |
| Note: | Check would be payable to the School or Institution |